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Prime Minister’s Employment Generation Programme (PMEGP)

 Ministry of MSME is implementing Prime Minister’s Employment Generation Programme (PMEGP) since 2008-09 through Khadi and Village Industries Commission (KVIC) as nodal agency at the national level for generating employment opportunities in the country by setting up micro-enterprises in non-farm sector.

 

Under PMEGP, General Category beneficiaries can avail of Margin Money subsidy of 25 % of the project cost in rural areas and 15% in urban areas. For Special Categories such as SC/ST/OBC/minorities/women/ex-serviceman/physically handicapped /NER/Hill and Border areas, etc., the Margin Money subsidy is 35% in rural areas and 25% in urban areas.  Maximum project cost for manufacturing unit is Rs.25 lakh and for service sector is Rs.10 lakh.

 

            Since its inception upto 31.12.2021, about 7.38 lakh new micro units have been assisted utilizing margin money subsidy of Rs.17819.23 cr. generating estimated employment opportunities for about 60.60 lakh persons.

            The scheme has been successful in generating rural employment spread across various social categories. Around 80% of the PMEGP units have been set up in rural areas and about 50% of the units have been set up by SC/ST/Women entrepreneurs. Target set and achievement made under the PMEGP Scheme in the country during the last three years and current year as on 27.01.2022 is given below:

 

 Margin Money :- Rs. in lakh)

Year

Target

Achievement

No. of Units assisted

Margin Money disbursed

Estimated Employment Generated

No. of Units assisted

Margin Money disbursed

Estimated Employment Generated

2018-19

72381

206880.00

579048

73427

207000.54

587416

2019-20

79236

239644.00

633888

66653

195082.20

533224

2020-21

78625

228968.52

629000

74415

218880.15

595320

2021-22 (as on 27.01.2022)

92666

285000.00

741328

60180

185122.76

370840

 

State/UT-wise number of Women beneficiaries benefitted under PMEGP scheme during last three years and current year is given at Annexure.

 

Following steps have been taken for the effective implementation of PMEGP:

 

  1. The process of application flow, including bank sanctions and disbursement, has been made faster and transparent through introduction of on-line portal.
  2. The process of selection of entrepreneurs has been further streamlined with the discontinuation of the role of District Level Task Force Committee (DLTFC) since April, 2020, in recommending proposals/applications to financing banks. In the revised scenario, the proposals are now sent directly by Implementing Agencies to financing banks based on a Score Card model, thereby reducing the overall approval period.
  3. Organizing of Entrepreneurship Training Programme (EDP), mandatory before disbursal of loan by Banks, has been made online since October 2019 to provide expedited training and release of loan to the beneficiaries.
  4. Free two day online pre- EDP training has been introduced for interested applicants. 
  5. The list of activities has been expanded to attract entrepreneurs for setting up diverse units.
  6. Implementing Agencies like Khadi and Village Industries Commission (KVIC), State Khadi and Village Industries Board (KVIB) and District Industries Centres (DICs) are providing handholding to applicants, through call centres, online tutorials as well as with help desks with banking and marketing experts.
  7. Sector/industry wise webinars are also being organized every Sunday involving industry experts and banks with participation of more than 300,000 prospective applicants.

 

No. of  Women beneficiaries assisted under PMEGP during last three years and Current Year (as on 27.01. 2022)

 

Sr. No.

 

Name of State/UT

 

2018-19

2019-20

2020-21

2021-22

(as on 27.01. 2022)

1

Jammu & Kashmir

2449

1861

3235

5982

2

Ladakh

0

0

85

46

3

Himachal Pradesh

528

447

431

     279

4

Punjab

703

681

737

493

5

U.T. Chandigarh

13

8

6

5

6

Haryana

547

592

622

469

7

Delhi

54

41

33

30

8

Rajasthan

524

732

663

446

9

Uttarakhand

499

467

551

288

10

Uttar Pradesh

1433

1574

2777

2193

11

Chhattisgarh

726

670

753

444

12

Madhya Pradesh

738

627

1435

1075

13

Sikkim

27

29

24

13

14

Arunachal Pradesh

99

77

38

41

15

Nagaland

535

481

310

232

16

Manipur

533

518

725

265

17

Mizoram

542

389

417

110

18

Tripura

248

219

224

136

19

Meghalaya

126

117

140

102

20

Assam

999

798

951

464

21

Bihar

861

582

665

425

22

West Bengal

810

911

907

530

23

Jharkhand

428

451

444

256

24

Odisha

1185

1160

1319

936

25

A & N Islands

51

17

42

25

26

Gujarat*

2382

2719

1841

2061

27

Maharashtra**

1965

1636

1179

984

28

Goa

30

36

18

26

29

Andhra Pradesh

1101

1113

856

811

30

Telangana

668

735

734

579

31

Karnataka

1086

1167

1492

1160

35

Lakshadweep

0

0

2

-

33

Kerala

1052

1003

953

612

34

Tamilnadu

2463

2841

2663

1699

35

Puducherry

29

21

13

20

GRAND TOTAL

25434

24720

27285

23237

                                             

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